• XP average return on assets for 2023 was 1.77, a 24.36% decline from 2022.
• XP average return on assets for 2022 was 2.34, a 13.65% decline from 2021.
• XP average return on assets for 2021 was 2.71, a 0.37% decline from 2020.

Roa - return on assets can be defined as an indicator of how profitable a company is relative to its total assets. Calculated by dividing a company's operating earnings by its total assets.