• American Express average return on assets for 2023 was 3.25, a 14.7% increase from 2022.
• American Express average return on assets for 2022 was 3.81, a 5.25% decline from 2021.
• American Express average return on assets for 2021 was 3.62, a 76.59% increase from 2020.

Roa - return on assets can be defined as an indicator of how profitable a company is relative to its total assets. Calculated by dividing a company's operating earnings by its total assets.