• Upstart Holdings average return on assets for 2023 was -13.65, a 661.73% decline from 2022.
• Upstart Holdings average return on assets for 2022 was 2.43, a 71.65% decline from 2021.
• Upstart Holdings average return on assets for 2021 was 8.57, a 1120.24% decline from 2020.

Roa - return on assets can be defined as an indicator of how profitable a company is relative to its total assets. Calculated by dividing a company's operating earnings by its total assets.