• XP average return on equity for 2023 was 20.46, a 14.32% increase from 2022.
• XP average return on equity for 2022 was 23.88, a 7.51% decline from 2021.
• XP average return on equity for 2021 was 25.82, a 11.58% decline from 2020.

Roe - return on equity can be defined as the amount of net income returned as a percentage of shareholders equity. Return on equity measures a corporation's profitability by revealing how much profit a company generates with the money shareholders have invested.