• XP average return on investment for 2023 was 23.48, a 10.29% increase from 2022.
• XP average return on investment for 2022 was 21.29, a 8.07% increase from 2021.
• XP average return on investment for 2021 was 23.16, a 13.31% decline from 2020.

Roi - return on investment can be defined as an indicator of how profitable a company is relative to its assets invested by shareholders and long-term bond holders. Calculated by dividing a company's operating earnings by its long-term debt and shareholders equity.