• Affirm Holdings average pre-tax profit margin for 2024 was -19.7%, a 64.15% decline from 2023.
• Affirm Holdings average pre-tax profit margin for 2023 was -54.95%, a 5.63% decline from 2022.
• Affirm Holdings average pre-tax profit margin for 2022 was -52.02%, a 14.55% increase from 2021.

Pre-tax profit margin can be defined as earnings before taxes as a portion of total revenue.