• Affirm Holdings average pre-tax profit margin for 2023 was -54.95%, a 5.63% decline from 2022.
• Affirm Holdings average pre-tax profit margin for 2022 was -52.02%, a 14.55% increase from 2021.
• Affirm Holdings average pre-tax profit margin for 2021 was -60.88%, a 273.5% decline from 2020.

Pre-tax profit margin can be defined as earnings before taxes as a portion of total revenue.