• United Overseas Bank average return on tangible equity for 2019 was 11.83, a 2.51% decline from 2018.
• United Overseas Bank average return on tangible equity for 2018 was 11.54, a 8.66% increase from 2017.
• United Overseas Bank average return on tangible equity for 2017 was 10.62, a 5.26% increase from 2016.

Return on tangible equity can be defined as the amount of net income returned as a percentage of shareholders equity, after subtracting intangible assets, goodwill and preferred equity.