• China Construction Bank average return on tangible equity for 2020 was 13.78, a 7.02% decline from 2019.
• China Construction Bank average return on tangible equity for 2019 was 14.82, a 5.96% decline from 2018.
• China Construction Bank average return on tangible equity for 2018 was 15.76, a 0.38% decline from 2017.

Return on tangible equity can be defined as the amount of net income returned as a percentage of shareholders equity, after subtracting intangible assets, goodwill and preferred equity.