• DBSs average return on tangible equity for 2018 was 11.63, a 16.65% increase from 2017.
• DBSs average return on tangible equity for 2017 was 9.97, a 9.53% increase from 2016.
• DBSs average return on tangible equity for 2016 was 11.02, a 6.37% decline from 2015.

Return on tangible equity can be defined as the amount of net income returned as a percentage of shareholders equity, after subtracting intangible assets, goodwill and preferred equity.