• Qifu Technology average gross margin for 2023 was 85.19%, a 1.06% increase from 2022.
• Qifu Technology average gross margin for 2022 was 86.1%, a 0.98% decline from 2021.
• Qifu Technology average gross margin for 2021 was 86.95%, a 1.92% decline from 2020.

Gross margin can be defined as a company's total sales revenue minus its cost of goods sold, divided by the total sales revenue, expressed as a percentage.