• Bank OZK average return on assets for 2023 was 2.17, a 4.83% decline from 2022.
• Bank OZK average return on assets for 2022 was 2.07, a 6.7% increase from 2021.
• Bank OZK average return on assets for 2021 was 1.94, a 65.81% increase from 2020.

Roa - return on assets can be defined as an indicator of how profitable a company is relative to its total assets. Calculated by dividing a company's operating earnings by its total assets.