• Valley National Bancorp average return on assets for 2023 was 0.95, a 7.77% decline from 2022.
• Valley National Bancorp average return on assets for 2022 was 1.03, a 2.83% decline from 2021.
• Valley National Bancorp average return on assets for 2021 was 1.06, a 30.86% decline from 2020.

Roa - return on assets can be defined as an indicator of how profitable a company is relative to its total assets. Calculated by dividing a company's operating earnings by its total assets.