• Bank OZK average return on tangible equity for 2023 was 15.5, a 13.22% decline from 2022.
• Bank OZK average return on tangible equity for 2022 was 13.69, a 2.07% increase from 2021.
• Bank OZK average return on tangible equity for 2021 was 13.98, a 65.84% decline from 2020.

Return on tangible equity can be defined as the amount of net income returned as a percentage of shareholders equity, after subtracting intangible assets, goodwill and preferred equity.