• Credit Acceptance average net profit margin for 2023 was 18.34%, a 53.64% decline from 2022.
• Credit Acceptance average net profit margin for 2022 was 39.56%, a 17.5% decline from 2021.
• Credit Acceptance average net profit margin for 2021 was 47.95%, a 92.88% decline from 2020.

Net profit margin can be defined as net Income as a portion of total sales revenue.