• Credit Acceptance average net profit margin for 2023 was -53.69%, a 288.32% decline from 2022.
• Credit Acceptance average net profit margin for 2022 was 28.51%, a 40.54% decline from 2021.
• Credit Acceptance average net profit margin for 2021 was 47.95%, a 92.88% decline from 2020.

Net profit margin can be defined as net Income as a portion of total sales revenue.