• Credit Acceptance average pre-tax profit margin for 2023 was 23.89%, a 54.43% decline from 2022.
• Credit Acceptance average pre-tax profit margin for 2022 was 52.43%, a 16.7% decline from 2021.
• Credit Acceptance average pre-tax profit margin for 2021 was 62.94%, a 92.3% decline from 2020.

Pre-tax profit margin can be defined as earnings before taxes as a portion of total revenue.