• Credit Acceptance average ebitda margin for 2023 was 5.38%, a 92.05% increase from 2022.
• Credit Acceptance average ebitda margin for 2022 was 67.71%, a 11.14% decline from 2021.
• Credit Acceptance average ebitda margin for 2021 was 76.2%, a 53.91% decline from 2020.

Ebitda margin can be defined as earnings before interest, taxes, depreciation and amortization as a portion of total revenue.