• Affirm Holdings average return on investment for 2023 was -11.98, a 7.06% decline from 2022.
• Affirm Holdings average return on investment for 2022 was -11.19, a 37.28% increase from 2021.
• Affirm Holdings average return on investment for 2021 was -17.84, a 54.39% decline from 2020.

Roi - return on investment can be defined as an indicator of how profitable a company is relative to its assets invested by shareholders and long-term bond holders. Calculated by dividing a company's operating earnings by its long-term debt and shareholders equity.