• Aflac average operating margin for 2024 was 31.09%, a 12.48% decline from 2023.
• Aflac average operating margin for 2023 was 27.64%, a 8.95% increase from 2022.
• Aflac average operating margin for 2022 was 25.37%, a 9.17% increase from 2021.

Operating margin can be defined as operating margin measurement of what proportion of a company's revenue is left over after paying for variable costs of production such as wages, raw materials, etc.