• Aflac average pre-tax profit margin for 2023 was 27.64%, a 8.95% decline from 2022.
• Aflac average pre-tax profit margin for 2022 was 25.37%, a 9.17% increase from 2021.
• Aflac average pre-tax profit margin for 2021 was 23.24%, a 27.34% increase from 2020.

Pre-tax profit margin can be defined as earnings before taxes as a portion of total revenue.