• Aflac average ebitda margin for 2024 was 36.63%, a 10.93% decline from 2023.
• Aflac average ebitda margin for 2023 was 33.02%, a 10.43% increase from 2022.
• Aflac average ebitda margin for 2022 was 29.9%, a 2.47% increase from 2021.

Ebitda margin can be defined as earnings before interest, taxes, depreciation and amortization as a portion of total revenue.