• Upstart Holdings average pre-tax profit margin for 2024 was -30.17%, a 35.56% decline from 2023.
• Upstart Holdings average pre-tax profit margin for 2023 was -46.82%, a 1790.25% decline from 2022.
• Upstart Holdings average pre-tax profit margin for 2022 was 2.77%, a 75.36% decline from 2021.

Pre-tax profit margin can be defined as earnings before taxes as a portion of total revenue.