• Synchrony Financial average pre-tax profit margin for 2023 was 16.33%, a 41% increase from 2022.
• Synchrony Financial average pre-tax profit margin for 2022 was 27.68%, a 3.25% decline from 2021.
• Synchrony Financial average pre-tax profit margin for 2021 was 28.61%, a 103.34% decline from 2020.

Pre-tax profit margin can be defined as earnings before taxes as a portion of total revenue.