• Synchrony Financial average operating margin for 2023 was 16.33%, a 41% increase from 2022.
• Synchrony Financial average operating margin for 2022 was 27.68%, a 3.25% decline from 2021.
• Synchrony Financial average operating margin for 2021 was 28.61%, a 103.34% decline from 2020.

Operating margin can be defined as operating margin measurement of what proportion of a company's revenue is left over after paying for variable costs of production such as wages, raw materials, etc.