• Selective Insurance average return on investment for 2023 was 9.52, a 19.3% decline from 2022.
• Selective Insurance average return on investment for 2022 was 7.98, a 33.83% increase from 2021.
• Selective Insurance average return on investment for 2021 was 12.06, a 56.42% decline from 2020.

Roi - return on investment can be defined as an indicator of how profitable a company is relative to its assets invested by shareholders and long-term bond holders. Calculated by dividing a company's operating earnings by its long-term debt and shareholders equity.