• American Financial average return on investment for 2023 was 15.43, a 2.89% increase from 2022.
• American Financial average return on investment for 2022 was 15.89, a 23.09% decline from 2021.
• American Financial average return on investment for 2021 was 20.66, a 329.52% decline from 2020.

Roi - return on investment can be defined as an indicator of how profitable a company is relative to its assets invested by shareholders and long-term bond holders. Calculated by dividing a company's operating earnings by its long-term debt and shareholders equity.