• Service average return on equity for 2023 was 30.43, a 20.09% increase from 2022.
• Service average return on equity for 2022 was 38.08, a 5.79% decline from 2021.
• Service average return on equity for 2021 was 40.42, a 62.59% decline from 2020.

Roe - return on equity can be defined as the amount of net income returned as a percentage of shareholders equity. Return on equity measures a corporation's profitability by revealing how much profit a company generates with the money shareholders have invested.