• Service average return on assets for 2024 was 3.1, a 5.49% decline from 2023.
• Service average return on assets for 2023 was 3.28, a 29% decline from 2022.
• Service average return on assets for 2022 was 4.62, a 8.33% decline from 2021.

Roa - return on assets can be defined as an indicator of how profitable a company is relative to its total assets. Calculated by dividing a company's operating earnings by its total assets.