• OneMain Holdings average gross margin for 2023 was 81.46%, a 0.66% decline from 2022.
• OneMain Holdings average gross margin for 2022 was 82%, a 2.42% decline from 2021.
• OneMain Holdings average gross margin for 2021 was 80.06%, a 0.95% increase from 2020.

Gross margin can be defined as a company's total sales revenue minus its cost of goods sold, divided by the total sales revenue, expressed as a percentage.