• First Financial Bankshares average return on assets for 2023 was 1.62, a 7.95% increase from 2022.
• First Financial Bankshares average return on assets for 2022 was 1.76, a 6.88% decline from 2021.
• First Financial Bankshares average return on assets for 2021 was 1.89, a 1.05% decline from 2020.

Roa - return on assets can be defined as an indicator of how profitable a company is relative to its total assets. Calculated by dividing a company's operating earnings by its total assets.