• First Financial Bankshares average return on assets for 2023 was 1.67, a 5.11% decline from 2022.
• First Financial Bankshares average return on assets for 2022 was 1.76, a 8.33% decline from 2021.
• First Financial Bankshares average return on assets for 2021 was 1.92, a 0.52% decline from 2020.

Roa - return on assets can be defined as an indicator of how profitable a company is relative to its total assets. Calculated by dividing a company's operating earnings by its total assets.