• Credit Acceptance average return on assets for 2023 was -1.3, a 115.8% decline from 2022.
• Credit Acceptance average return on assets for 2022 was 8.23, a 28.68% decline from 2021.
• Credit Acceptance average return on assets for 2021 was 11.54, a 112.92% decline from 2020.

Roa - return on assets can be defined as an indicator of how profitable a company is relative to its total assets. Calculated by dividing a company's operating earnings by its total assets.