• Ally Financial average operating margin for 2023 was 8.84%, a 62.48% decline from 2022.
• Ally Financial average operating margin for 2022 was 23.56%, a 33.62% decline from 2021.
• Ally Financial average operating margin for 2021 was 35.49%, a 230.45% decline from 2020.

Operating margin can be defined as operating margin measurement of what proportion of a company's revenue is left over after paying for variable costs of production such as wages, raw materials, etc.