• Ally Financial average operating margin for 2023 was 10.5%, a 61.2% decline from 2022.
• Ally Financial average operating margin for 2022 was 27.06%, a 17.25% decline from 2021.
• Ally Financial average operating margin for 2021 was 32.7%, a 224.4% decline from 2020.

Operating margin can be defined as operating margin measurement of what proportion of a company's revenue is left over after paying for variable costs of production such as wages, raw materials, etc.