• Affirm Holdings average ebit margin for 2023 was -67.86%, a 1.75% decline from 2022.
• Affirm Holdings average ebit margin for 2022 was -66.69%, a 41.47% increase from 2021.
• Affirm Holdings average ebit margin for 2021 was -47.14%, a 156.47% increase from 2020.

Ebit margin can be defined as earnings before interest and taxes as a portion of total revenues