• Zurich Insurance Group average return on assets for 2015 was 0.79, a 21% increase from 2014.
• Zurich Insurance Group average return on assets for 2014 was 1, a 5.26% decline from 2013.
• Zurich Insurance Group average return on assets for 2013 was 0.95, a 12.84% increase from 2012.

Roa - return on assets can be defined as an indicator of how profitable a company is relative to its total assets. Calculated by dividing a company's operating earnings by its total assets.