• Wintrust Financial average operating margin for 2023 was 28.8%, a 9.92% decline from 2022.
• Wintrust Financial average operating margin for 2022 was 31.97%, a 0.13% decline from 2021.
• Wintrust Financial average operating margin for 2021 was 31.93%, a 51.4% increase from 2020.

Operating margin can be defined as operating margin measurement of what proportion of a company's revenue is left over after paying for variable costs of production such as wages, raw materials, etc.