• UWM Holdings average return on investment for 2023 was 0.08, a 93.39% decline from 2022.
• UWM Holdings average return on investment for 2022 was 1.21, a 98.47% decline from 2021.
• UWM Holdings average return on investment for 2021 was 79.22, a 58.93% decline from 2020.

Roi - return on investment can be defined as an indicator of how profitable a company is relative to its assets invested by shareholders and long-term bond holders. Calculated by dividing a company's operating earnings by its long-term debt and shareholders equity.