• Upstart Holdings EPS for the quarter ending December 31, 2024 was $-0.01, a 97.87% decline year-over-year.
• Upstart Holdings 2024 annual EPS was $-1.44, a 49.83% decline from 2023.
• Upstart Holdings 2023 annual EPS was $-2.87, a 119.08% increase from 2022.
• Upstart Holdings 2022 annual EPS was $-1.31, a 191.61% decline from 2021.

Earnings per share can be defined as a company's net earnings or losses attributable to common shareholders per diluted share base, which includes all convertible securities and debt, options and warrants.