• Unum Group average return on investment for 2023 was 11.12, a 17.8% decline from 2022.
• Unum Group average return on investment for 2022 was 9.44, a 64.75% increase from 2021.
• Unum Group average return on investment for 2021 was 5.73, a 17.91% increase from 2020.

Roi - return on investment can be defined as an indicator of how profitable a company is relative to its assets invested by shareholders and long-term bond holders. Calculated by dividing a company's operating earnings by its long-term debt and shareholders equity.