• Aflac average return on investment for 2023 was 16.2, a 32.57% decline from 2022.
• Aflac average return on investment for 2022 was 12.22, a 0.66% increase from 2021.
• Aflac average return on investment for 2021 was 12.14, a 15.84% increase from 2020.

Roi - return on investment can be defined as an indicator of how profitable a company is relative to its assets invested by shareholders and long-term bond holders. Calculated by dividing a company's operating earnings by its long-term debt and shareholders equity.