• UMB Financial average return on equity for 2023 was 13.78, a 4.17% decline from 2022.
• UMB Financial average return on equity for 2022 was 14.38, a 9.6% decline from 2021.
• UMB Financial average return on equity for 2021 was 13.12, a 66.29% increase from 2020.

Roe - return on equity can be defined as the amount of net income returned as a percentage of shareholders equity. Return on equity measures a corporation's profitability by revealing how much profit a company generates with the money shareholders have invested.