• Sampo average return on tangible equity for 2024 was 33.06, a 56.53% decline from 2023.
• Sampo average return on tangible equity for 2023 was 21.12, a 19.02% increase from 2022.
• Sampo average return on tangible equity for 2022 was 26.08, a 123.29% decline from 2021.

Return on tangible equity can be defined as the amount of net income returned as a percentage of shareholders equity, after subtracting intangible assets, goodwill and preferred equity.