• Sampo average pre-tax profit margin for 2023 was 35%, a 26.31% increase from 2022.
• Sampo average pre-tax profit margin for 2022 was 27.71%, a 117.5% increase from 2021.
• Sampo average pre-tax profit margin for 2021 was 12.74%, a 8.06% increase from 2020.

Pre-tax profit margin can be defined as earnings before taxes as a portion of total revenue.