• Pool average return on equity for 2023 was 44.7, a 33.32% decline from 2022.
• Pool average return on equity for 2022 was 67.04, a 10.48% decline from 2021.
• Pool average return on equity for 2021 was 74.89, a 6.71% decline from 2020.

Roe - return on equity can be defined as the amount of net income returned as a percentage of shareholders equity. Return on equity measures a corporation's profitability by revealing how much profit a company generates with the money shareholders have invested.