• PennyMac Financial Services average return on equity for 2023 was 6.87, a 63.59% decline from 2022.
• PennyMac Financial Services average return on equity for 2022 was 18.87, a 55.17% decline from 2021.
• PennyMac Financial Services average return on equity for 2021 was 42.09, a 10.16% decline from 2020.

Roe - return on equity can be defined as the amount of net income returned as a percentage of shareholders equity. Return on equity measures a corporation's profitability by revealing how much profit a company generates with the money shareholders have invested.