• HealthEquity average return on tangible equity for 2024 was -14.6, a 2762.75% decline from 2023.
• HealthEquity average return on tangible equity for 2023 was -0.51, a 105.27% increase from 2022.
• HealthEquity average return on tangible equity for 2022 was 9.68, a 96700% decline from 2021.

Return on tangible equity can be defined as the amount of net income returned as a percentage of shareholders equity, after subtracting intangible assets, goodwill and preferred equity.