• Hartford Financial Services average operating margin for 2023 was 12.24%, a 3.77% increase from 2022.
• Hartford Financial Services average operating margin for 2022 was 12.72%, a 3.27% decline from 2021.
• Hartford Financial Services average operating margin for 2021 was 13.15%, a 5.45% decline from 2020.

Operating margin can be defined as operating margin measurement of what proportion of a company's revenue is left over after paying for variable costs of production such as wages, raw materials, etc.