• F.N.B average return on equity for 2023 was 9.28, a 28.18% decline from 2022.
• F.N.B average return on equity for 2022 was 7.24, a 1.12% increase from 2021.
• F.N.B average return on equity for 2021 was 7.16, a 13.29% increase from 2020.

Roe - return on equity can be defined as the amount of net income returned as a percentage of shareholders equity. Return on equity measures a corporation's profitability by revealing how much profit a company generates with the money shareholders have invested.