• Fair Isaac average return on tangible equity for 2023 was -27.56, a 5.75% increase from 2022.
• Fair Isaac average return on tangible equity for 2022 was -29.24, a 47.19% decline from 2021.
• Fair Isaac average return on tangible equity for 2021 was -55.37, a 27.76% decline from 2020.

Return on tangible equity can be defined as the amount of net income returned as a percentage of shareholders equity, after subtracting intangible assets, goodwill and preferred equity.