• First Financial Bankshares average net profit margin for 2023 was 35.53%, a 16.12% decline from 2022.
• First Financial Bankshares average net profit margin for 2022 was 42.36%, a 3.49% decline from 2021.
• First Financial Bankshares average net profit margin for 2021 was 43.89%, a 15.41% decline from 2020.

Net profit margin can be defined as net Income as a portion of total sales revenue.