• Columbia Banking System average return on assets for 2023 was 0.71, a 67.13% increase from 2022.
• Columbia Banking System average return on assets for 2022 was 2.16, a 46.94% decline from 2021.
• Columbia Banking System average return on assets for 2021 was 1.47, a 41.35% increase from 2020.

Roa - return on assets can be defined as an indicator of how profitable a company is relative to its total assets. Calculated by dividing a company's operating earnings by its total assets.