• Cullen/Frost Bankers average return on investment for 2024 was 13.98, a 25.16% increase from 2023.
• Cullen/Frost Bankers average return on investment for 2023 was 18.68, a 56.32% decline from 2022.
• Cullen/Frost Bankers average return on investment for 2022 was 11.95, a 29.75% increase from 2021.

Roi - return on investment can be defined as an indicator of how profitable a company is relative to its assets invested by shareholders and long-term bond holders. Calculated by dividing a company's operating earnings by its long-term debt and shareholders equity.